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UAE


Introduction
UAE's first digital bank, founded in 2022 and headquartered in Abu Dhabi. Licensed and regulated by the Central Bank of UAE. Backed by FAB (First Abu Dhabi Bank)...
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Final approval is at WIO Bank's sole discretion
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Account approval in just 3–5 business days, fully online
Free AED, USD and EUR accounts for international businesses
2% Monthly Cashback Earn up to AED 2,000 cashback every month on spend
Up to 60 days interest-free credit; loans up to AED 250,000
Connects with Zoho, Stripe, ICP, payroll, invoicing & VAT tools
Much better FX conversion rates compared to traditional UAE banks
Account Opening Process
Step-by-step guide to get started
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Required Documents
Everything you need to apply
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Plans & Pricing
Compare plans and features
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Guide on Busines...
Fees and Feature...
Frequently Asked Questions
01
Is there a minimum balance requirement for a Wio business account?
02
How long does it take to open a Wio business account?
03
What currencies does Wio Business support?
04
Can I integrate Wio with my accounting or payments software?
1.
Companies must maintain proper records and provide accurate documentation during the process.
2.
Bank reserves the right to request additional documents or clarifications during the process.
3.
Arnifi facilitates the account opening process and is not responsible for the bank's final approval or rejection decision. Banks reserve the right to decline any application based on their own KYC and compliance criteria.
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View Overview
Banking Services
Document checklist and Review, Application Submission, Status Tracking and Email Support with the Bank.
Pricing Details
WIO Bank
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Total
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Note: The payment is prepaid.
100% Money Back Guarantee
Full refund guarantee and no questions asked.
Real Time Dashboard
Never miss a deadline
Compliance calendar integrated in your dashboard
24×7 Operational Support
Round-the-clock support for all clients available every day, any time.
Pricing Details
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Blogs
article
WIO UAE Business Account | Requirements and Banking Process Explained
26 May 2026 | 6 minutes read.
article
FAB UAE Business Account | Business Banking Requirements Explained
26 May 2026 | 7 minutes read.
article
Ruya UAE Business Bank Account | Fees, Payments and Maintenance Guide
13 May 2026 | 7 minutes read.
article
Airwallex Singapore Business Bank Account | Fees, Requirements and Procedures
13 May 2026 | 6 minutes read.
article
Aspire Singapore Business Account | Requirements and Procedures Explained
13 May 2026 | 6 minutes read.
View all
Blogs
article
WIO UAE Business Account | Requirements and Banking Process Explained
26 May 2026 | 6 minutes read.
article
FAB UAE Business Account | Business Banking Requirements Explained
26 May 2026 | 7 minutes read.
article
Ruya UAE Business Bank Account | Fees, Payments and Maintenance Guide
13 May 2026 | 7 minutes read.
article
Airwallex Singapore Business Bank Account | Fees, Requirements and Procedures
13 May 2026 | 6 minutes read.
article
Aspire Singapore Business Account | Requirements and Procedures Explained
13 May 2026 | 6 minutes read.
View all