Ajman has introduced an affordable investor visa route to UAE residency. Know how much the cost of an Ajman investor visa actually compares with that of Dubai and why it is well-suited for SMEs and start-up ideas. There is a complete breakdown, step-by-step procedure, and pricing information here. Arnifi is the ultimate destination if you are looking for seamless processes in investor visa approval.
Introduction
The UAE seems to be persisting as a reputable investor, mostly because of a dynamic economy, investor-friendly economic policies, and tax incentives. While Dubai continues to be often searched for the investor visa, many smart business people and investors have turned to exploring the much cheaper and equally promising Ajman investor visa.
Ajman, one of the smaller but strategically placed emirates, offers difficulties for those who wish to invest in the UAE because they do not need to pay the exorbitant costs usually associated with Dubai. We will discuss in this blog the Ajman investor visa cost, its benefits, its eligibility, and how it compares to the Dubai investor visa.
What is an Investor Visa in the UAE?
An investor visa grants residence to individuals investing in the country, whether by setting up businesses or purchasing property in the UAE. It permits a visa holder to live, rent, and manage investments in the UAE with the stability of long-term investment.
In general, investor visas range from 2 years to 10 years, or longer, according to several predetermined terms and the amount of investment. They are tied to investments in property or owning a company (either mainland or free zone) with a minimum threshold value.
Why Consider an Ajman Investor Visa?
Though easily associated with the Ajman investor visa being different from the Dubai investor visa because it is more suited to small and medium investors, the Ajman investor visa actually has other unique advantages.
Lower Investment Requirements
One of the most compelling reasons for shifting investor focus to Ajman is the low capital threshold for visa eligibility. Whereas in Dubai, real estate or business investment requirements can be steep, Ajman provides a lower entry point.
Strategic Location
Ajman is only 30 minutes away from Dubai and 15 minutes from Sharjah. Investors can access both these important UAE markets with ease. Businesses registered in Ajman have a national cover, but with very low overheads.
Ideal for SMEs and First-Time Investors
Ajman offers simplified processes with less paperwork and fast approvals if you’re a first-time investor or entrepreneur starting a new venture.
Compared to the Ajman investor visa, which has so much in common with the Dubai investor visa, Ajman is great in terms of affordability as a gateway entry into the UAE.
Eligibility for an Ajman Investor Visa
You should qualify for an Ajman investor visa upon meeting the specified criteria: investment and document requirements.
Property investors who qualify with a minimum property value (according to local laws)
Entrepreneurs or startup founders who invest in a licensed business need investments to be eligible
Investment Criteria
Ajman Free Zone: Minimum share capital starts from AED 50,000, depending on license type
Ajman Mainland: Amounts differ based on the specific business activity as well as the structure of the investment
Real Estate Investment: Must fulfill Ajman land department regulations (and is a less-traveled route)
Required Documents
Copy of a valid passport (6 months)
Photograph with white background (passport size)
Trade license or ownership documents of the company
Emirates ID is for renewing or transferring visas.
Tenancy contract or title deed of property (if applicable)
Utility bill or proof of address
Certificate of medical fitness
Ensure that all required documents are duly attested and translated.
Process to Apply for an Ajman Investor Visa
Obtain an Ajman investor visa; the application process is very easy and can be completed in a matter of weeks:
Select Investment Type: Choose between the options of establishing a company or acquiring real estate.
Company Registration: Register with the Free Zone Authority of Ajman (AFZA) or the Department of Economic Development (DED).
Documentation Submission: Upload and submit all specific requirements through the relevant authority portal or through a business setup consultant like Arnifi.
Medical Test & Biometrics: Undergo a medical fitness test and do your Emirates ID biometrics.
Visa Stamping: Once the approval is done, the stamping of the investor visa into the passport takes place.
Always use the Ajman investor visa application for reference, as far as your residency status is concerned in the UAE.
Ajman Investor Visa Cost Breakdown
Category
Cost (Approximate AED)
Government Processing Fee
3,500 – 4,000
Medical Fitness Test
300 – 700
Emirates ID (2 years)
400 – 500
Visa Stamping Fee
500 – 800
Establishment Card (if new)
500 – 1,000
Total Cost Range
5,500 – 7,000+
Dubai Investor Visa Cost Comparison
Due to various administrative processing costs and property valuation limits, the Dubai investor visa is usually much more expensive in comparison, typically taking anywhere from AED 10,000 to AED 15,000+, usually inclusive of property registration and agency costs.
As such, if you want value without forgoing access to the UAE market, the Ajman investor visa is where to invest.
Benefits of Holding an Ajman Investor Visa
Residency Validity: A visa that may be valid from 2 to 10 years, depending on the investment value and category.
Sponsor Family Members: Bring your spouse, children, and even parents under your sponsorship.
Business Ownership: You can retain 100% ownership in your business (in free zones).
Tax Advantages: Enjoy the non-taxable personal income structure of the UAE and the benefits in terms of corporate tax.
Multiple Entry: Flexibly come and go from the UAE without applying for a different visa.
Long-Term Residency Pathway: A means to continue enjoying longer stays and be qualified for the UAE Golden Visa over time.
The Ajman investor visa thus becomes a valuable asset for serious investors who are looking for assurance and growth in their businesses.
Ajman vs Dubai Investor Visa – Which One is Better?
Now it’s a comparison between the Ajman investor visa and the Dubai investor visa on some of the necessary aspects:
Feature
Ajman Investor Visa
Dubai Investor Visa
Cost
AED 5,500 – 7,000+
AED 10,000 – 15,000+
Minimum Investment
AED 50,000 (business setup)
AED 1M+ (property or business)
Processing Time
7–10 working days
10–15 working days
Business Setup Options
Free Zone, Mainland
Free Zone, Mainland
Location Advantage
Near Dubai & Sharjah
Directly in Dubai
Best Suited For
SMEs, Startups, Expats
High Net-Worth Individuals
Final Verdict
The Ajman investor visa is the best choice for owner-entrepreneurs of SMEs, startup founders, or first-time investors because of its unbeatable value. On the contrary, if it is all about visibility or prestige in location, then the preference would swing to the Dubai investor visa, although at a higher price.
FAQs
Q1. What is the minimum investment required for an Ajman investor visa?
Minimum investment starts from AED 50,000 for company shareholders. Property investment values may vary.
Q2. How much does an Ajman investor visa cost?
The average Ajman investor visa costs between AED 5,500 and AED 7,000, depending on services and document needs.
Q3. Is the Ajman investor visa valid across the UAE?
Yes, it allows residence and travel across the UAE. Business operations are limited to Ajman unless you have the necessary approvals for nationwide activity.
Q4. Can I sponsor family members with an Ajman investor visa?
Yes, you can sponsor immediate family members, including spouse, children, and parents.
Q5. What’s the difference between Ajman and Dubai investor visas?
Cost, investment caps, and prestige of the marketplace are the key differences. It is cost-effective to apply for an Ajman investor visa, while a Dubai investor visa offers high-end positioning.
Conclusion
The Ajman investor visa is one of the affordable alternatives to more costly options like the Dubai investor visa. Ajman is not only within striking distance but also offers lower costs, a lighter setup, and proximity to major emirates, making it very attractive as the base for an investor seeking UAE residency.
From your long-term residency through a UAE investor visa to establishing a regional business hub, Ajman is comfortably affordable, efficient, and open to the right opportunities.
Are you ready to set your investment journey? Let Arnifi guide you on your Ajman investor visa and get your UAE residency process going hassle-free!
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