Real Estate Business in UAE Free Zones | Ajman Records Dhs2.42bn in November Deals

Real estate business in UAE free zones is gaining fresh momentum, and Ajman’s November property numbers make that clear. A sharp rise in deal value, transaction volume, and investor participation points to a market that is no longer flying under the radar.

1. Introduction

Real estate business in UAE free zones continues to draw serious attention, and Ajman’s November performance offers a clear snapshot of where investor confidence is heading. Property transactions in the emirate reached Dhs2.42 billion across 1,552 deals, which marks a solid 32% rise compared to the same period last year. The increase reflects steady demand across residential, commercial, and development-linked properties & not short-term speculation.

This growth was confirmed by the Ajman Department of Land and Real Estate Regulation, which highlighted consistent momentum driven by the buyers seeking value, stability, and long-term returns. Ajman may not always dominate headlines, but its numbers now speak with authority.

Pay close attention to Ajman as the emirate’s property market is revealing how disciplined growth, pricing balance, and free zone-linked opportunity can align. For business leaders, investors, and advisors tracking the real estate business in UAE free zones, this data is not background noise. It is a signal worth acting on.

2. Ajman’s November Numbers Explained

The headline figure of Dhs2.42 billion in total property transactions tells only part of the story. Beneath that number sits a market showing depth and balance.

Trading activity alone reached Dhs1.82 billion across 1,302 transactions. This suggests that a majority of deals were outright sales rather than internal transfers or administrative registrations. The volume confirms active participation rather than a few large-ticket outliers.

Mortgage activity also remained strong. November recorded 186 mortgage transactions valued at more than Dhs370.4 million. Al Nuaimiya 1 led this segment with mortgage values touching Dhs66 million, a sign that end users and long-term investors continue to rely on structured financing.

For those studying the real estate business in UAE free zones, this mix of cash deals and financed purchases indicates market maturity.

3. High-Value Deals and What They Signal

Every strong market has standout transactions that reveal buyer confidence at the top end. In November, Al Rumaila 2 recorded the highest single sale value at Dhs110 million. Deals of this size do not move forward without careful evaluation of location, future demand, and regulatory clarity.

Within real estate development projects, the Golf Estate posted the highest sale at Dhs2.75 million. This shows a continued appetite for master-planned communities where infrastructure, amenities, and long-term livability matter.

These transactions underline a key point & Real estate business in UAE free zones is no longer defined only by affordability. It now spans premium assets, lifestyle-driven developments, and strategic land plays.

4. Most Active Projects and Neighbourhoods

Transaction volume often tells more about market health than price spikes. Emirates City emerged as the most traded major project in November, followed by City Towers and Ajman One. These projects benefit from established communities, rental demand, and clear ownership structures.

At the neighbourhood level, Helio 2 topped the list of most traded areas, ahead of Helio 1 and Al Zahya. These locations continue to attract buyers looking for new supply, road connectivity, and entry-level pricing that still leaves room for appreciation.

Such patterns align closely with trends shaping the real estate business in UAE free zones, where mixed-use planning and accessibility often outweigh prestige alone.

5. Why Ajman Is Gaining Investor Trust

Ajman’s appeal lies in consistency rather than hype; also, pricing remains competitive when compared to neighbouring emirates, yet regulatory oversight has strengthened. The Ajman Department of Land and Real Estate Regulation has focused on transparency, quick registration processes, and investor protection.

Engineer Omar bin Omair Al Muhairi, Director General of the department, noted that demand is rising across all property types. This balanced demand base reduces volatility and supports sustainable growth.

For investors tracking the real estate business in UAE free zones, Ajman offers a case study in how smaller markets can outperform expectations through discipline rather than excess.

6. Free Zones and Property Demand | The Hidden Link

Free zones play a quiet but powerful role in shaping property demand. Business owners, employees, and service providers linked to free zones require housing, offices, and retail space nearby. Ajman’s proximity to major commercial corridors enhances this effect.

As more companies explore cost-efficient free zone setups, residential and mixed-use developments in Ajman stand to benefit. This relationship strengthens the foundation of the real estate business in UAE free zones and supports long-term occupancy rather than speculative flipping.

7. Mortgage Growth Reflects End-User Confidence

Mortgage activity exceeding Dhs370 million in a single month signals something important. Buyers are committing to long-term ownership rather than short stays. Banks, in turn, are comfortable extending credit, which reflects confidence in property valuation and resale potential.

This financing stability is essential for the real estate business in UAE free zones, where sustainable growth depends on real demand rather than leveraged speculation.

8. Market Outlook Without the Noise

Ajman’s November performance does not point to an overheated market. Instead, it reflects steady absorption of supply, diversified buyer profiles, and practical pricing. Developers are seeing movement, investors are finding yields, and end users are entering with confidence.

This balance places Ajman in a strong position within the wider real estate business in UAE free zones landscape, especially as regional investors look beyond saturated markets.

9. Where Arnifi Fits In

As interest grows in Ajman and across free zones, navigating company setup, compliance, and operational structure becomes as important as choosing the right property. Arnifi supports businesses and investors looking to establish or expand within UAE free zones, offering clarity across licensing, structuring, and regulatory requirements.

For those aligning property strategy with business presence, Arnifi acts as a practical partner, ensuring that growth decisions remain compliant and efficient without unnecessary friction.

10. Strategic Takeaways for Investors and Businesses

Ajman’s data reinforces several clear points. Transaction growth is being driven by genuine demand. High-value deals coexist with accessible entry points. Mortgage activity supports long-term ownership. Free zone activity continues to influence residential and commercial demand.

Each of these factors strengthens the case for the real estate business in UAE free zones as a stable, opportunity-rich segment rather than a speculative play.

11. Conclusion

Ajman’s Dhs2.42 billion in November transactions marks more than a monthly milestone. It reflects a market that has earned investor trust through consistency, oversight, and realistic pricing. Within the broader real estate business in UAE free zones, Ajman stands out as a market where growth feels measured and sustainable.

As businesses and investors assess next steps, aligning property decisions with sound regulatory and operational support becomes essential. Arnifi remains positioned to guide that journey, connecting free zone strategy with long-term business clarity.