Ultimate Guide to Ajman Free Zone Freelance License & Visa

One of the easiest and cheapest freelance setups available in the UAE is offered by the Ajman Free Zone. Whether it is being set up by a freelance for the first time, by a freelance creative, or by a consultant who wishes to give official backing to his operations, the Ajman freelance license is the one to go for in terms of cost, paperwork, and speed of processing.

From choosing the right package to handling all the legal aspects involved with the freelance visa and business setup, through the trustworthiness and expertise of Arnifi, the entire process is seamless. A future-forward option for an independent professional who desires freedom to work away from a physical office, legally and safely. 

Introduction: Why Choose Ajman Free Zone for Freelancing

So, if you want to embark on a budget-friendly freelance journey in the UAE, Ajman Free Zone (AFZA) gives you a proper start. It is the place known for the lowest-priced permits offered to freelancers in the country, with visa options to suit your needs, and with emphasis on speed and simplicity of setup. A few of the perfect types of AFZA-backed freelance activities include graphic designing, marketing consultancy, and content creation, where it gives you all sorts of legal backing to work as an independent, often without having to set up a physical office.

Being a free zone in the UAE, Ajman Free Zone also permits the issuance of visas, which makes this option exceedingly attractive to remote workers, digital nomads, and solo entrepreneurs who want to formally reside and work in UAE.

What Is the Ajman Free Zone Freelance License?

An Ajman freelance license is a low-cost trade permit giving one the right to operate as a sole professional in areas such as marketing, media, education, design, and consulting. Unlike a regular trade license, which is valid for individuals with a commercial staff or commercial space, it caters to those who do not have either.

Freelancers can work from home, are free to use co-working spaces, and can even work while traveling. Hence, this license is most suitable for creatives, IT consultants, and writers who do not really need a formal office setup.

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Eligibility & Documents Required

Are you wondering whether you are eligible or not? If you are already a UAE resident and if your visa is still valid, you will require obtaining a No Objection Certificate (NOC) from your present sponsor. In case you are applying from outside of the UAE, you will have to forego the requirement. 

Here are the generally required documents:

• Copy of your passport
  
• Recent passport-size photo
  
• Updated CV or portfolio
  
• Educational or professional certificates
  
• NOC if you’re on a dependent or employment visa
  

The good news is, you don’t need a local partner or office lease to get started.

Step‑by‑Step Application Process

Setting up is surprisingly quick. Here’s a breakdown of the process:

• Choose your freelance activity and package from the Ajman Free Zone website
  
• Submit your application online or through an approved service provider
  
• Wait for initial approval and document verification
  
• Make the payment and receive your license within 1–5 business days

License & Visa Cost Breakdown

Ajman Free Zone offers flexible pricing depending on whether you want a visa. Here’s what to expect:

• Freelance License (No Visa): AED 6,000
  
• Freelance License + 1 Visa Package: AED 12,121
  
• Establishment Card: AED 1,000
  
• E-channel Registration: AED 2,000 (one-time)
  
• Medical Fitness Test, Emirates ID, Visa Stamping: AED 3,000 – 4,000
  
• Security Deposit (Refundable): AED 2,500
  

You can explore Ajman Free Zone packages here.

Lifetime Residency Option (NuVentures Package)

One option with a big lure is the NuVentures Lifetime Residency model, which would work perfectly for anyone wanting that long-term flexibility.

• License Only (No Visa): AED 4,888
  
• License + Visa: AED 10,800 (includes establishment card + e-channel)
  
• Add up to 7 additional visas (for self, family, or team)
  

You won’t need to keep renewing your visa every 2–3 years, a huge advantage if you’re planning to stay long-term.

Payment Flexibility & Package Plans

Budgeting is easier with Ajman Free Zone’s installment options, available through post-dated cheques. Depending on your provider, you can split payments over 2–6 months.

You also get to:

• Mix & match freelance activities
  
• Choose visa-free or multi-visa packages
  
• Upgrade later without hassles
  

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Visas & Work Eligibility

Your freelance visa is usually valid for 2 or 3 years depending on the package. Here’s what’s included:

• Establishment Card to legally employ yourself
  
• Medical fitness test + Emirates ID registration
  
• Visa stamping on passport
  

Remember, your freelance license only lets you work. If you want to hire or outsource, you’ll need to upgrade to a full business license.

Banking & Business Operating Considerations

Opening a business bank account as a freelancer in Ajman can be tricky. According to users on Reddit UAE business forums, banks often request:

• A minimum deposit
  
• Salary proof or invoices
  
• Bank guarantees for startups
  

Not all banks step up to accept freelancers, so better make sure with establishments like RAKBank or Mashreq before applying.

Comparisons: Ajman vs Other Free Zone Freelance Options

Ajman is one of the cheapest, but how does it compare?

Free Zone	Cost (No Visa)	Cost (With Visa)	Notable Benefit
Ajman FZ	AED 6,000	AED 12,121	Cheapest overall
Shams	AED 5,750	AED 11,500	Modern platform
RAKEZ	AED 6,500	AED 13,000	Visa flexibility
TECOM	AED 7,500	AED 15,000	Dubai address

Ajman wins if your priority is affordability and fast setup.

Common Pitfalls & Reddit Insight

Here are some common issues freelancers have reported:

• Hidden costs: Make sure everything’s included in your package.
  
• Deposit refunds: Some packages (like Pioneer) delay or deny refunds.
  
• License cancellation: It takes 30+ days and a few follow-ups.
  
• Unverified agents: Always go through official Ajman Free Zone channels or trusted consultants like Arnifi.
  

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Cost Scenarios & Budget Examples

Here’s how your budget might look, depending on your goals:

• Zero-Visa Freelancer
  License: AED 6,000
  Setup: AED 1,500
  Total:  AED 7,500
  
• Freelancer with 1 Visa
  License + Visa: AED 12,121
  Medical, Emirates ID: AED 3,000
  Total:  AED 14,000
  
• Lifetime Residency (NuVentures)
  License + Visa: AED 10,800
  No renewal for 10 years
  Total: AED 10,800
  

You can also add family visas (extra AED 3,500–5,000 depending on relationship and housing).

Who Should Choose the Ajman FZ Freelance Route? Pros & Cons

Ideal For:

• Solo entrepreneurs
  
• Remote workers and digital nomads
  
• New freelancers testing UAE markets
  

Limitations:

• No ability to hire staff
  
• Business bank accounts are limited
  
• Fewer upgrade paths compared to Dubai-based zones
  

Tips to Save Money & Ensure Smooth Process

• Go for the package that matches your visa needs
  
• Confirm if your chosen bank accepts freelancers
  
• Use official AFZA channels or Arnifi to avoid scams
  
• Check if your security deposit is refundable
  
• DIY setup is possible but only if you’re comfortable with the paperwork
  

Conclusion & Freelance Visa Readiness Checklist

Setting up a freelance business in Ajman Free Zone is affordable, fast, and flexible. It’s ideal for new or solo professionals who want legal status and a visa in the UAE.

Your Readiness Checklist:

• Valid passport & passport photo
  
• Updated CV and portfolio
  
• NOC (if you’re a resident)
  
• Budget between AED 6,000 – 14,000
  
• Optional: Banking arrangements
  
• Choose a licensed consultant like Arnifi
  

Ready to start? You can visit the official AFZA website to understand the requirements and process flow. If you’re still confused, talk to our Arnifi experts for solutions that can solve your problem.