{"id":28296,"date":"2026-10-23T18:00:00","date_gmt":"2026-10-23T12:30:00","guid":{"rendered":"https:\/\/arnifi.com\/blog\/?p=28296"},"modified":"2026-10-22T18:57:07","modified_gmt":"2026-10-22T13:27:07","slug":"how-to-obtain-a-property-valuation-certificate-for-a-golden-visa","status":"publish","type":"post","link":"https:\/\/arnifi.com\/blog\/how-to-obtain-a-property-valuation-certificate-for-a-golden-visa\/","title":{"rendered":"How to Obtain a Property Valuation Certificate for..."},"content":{"rendered":"<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"684\" height=\"452\" src=\"https:\/\/arnifi.com\/blog\/wp-content\/uploads\/2026\/10\/How-to-Obtain-a-Property-Valuation-Certificate-for-a-Golden-Visa-in-Dubai.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"How to Obtain a Property Valuation Certificate for a Golden Visa in Dubai\" style=\"object-fit:cover;\" srcset=\"https:\/\/arnifi.com\/blog\/wp-content\/uploads\/2026\/10\/How-to-Obtain-a-Property-Valuation-Certificate-for-a-Golden-Visa-in-Dubai.png 684w, https:\/\/arnifi.com\/blog\/wp-content\/uploads\/2026\/10\/How-to-Obtain-a-Property-Valuation-Certificate-for-a-Golden-Visa-in-Dubai-300x198.png 300w\" sizes=\"(max-width: 684px) 100vw, 684px\" \/><\/figure>\n\n\n<p><strong>Key Fact:<\/strong> The official DLD Property Valuation Certificate proves the property&#8217;s current market value, allowing investors to apply for the UAE Golden Visa based on the AED 2 million value of their property.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Table of contents<\/h2><ul><li><a href=\"#h-introduction\" data-level=\"2\">Introduction<\/a><\/li><li><a href=\"#h-what-is-a-property-valuation-certificate-for-a-golden-visa\" data-level=\"2\">What Is a Property Valuation Certificate for a Golden Visa?<\/a><\/li><li><a href=\"#h-why-is-a-property-valuation-certificate-required-for-a-golden-visa\" data-level=\"2\">Why Is a Property Valuation Certificate Required for a Golden Visa?<\/a><\/li><li><a href=\"#h-who-needs-a-property-valuation-certificate-for-a-golden-visa\" data-level=\"2\">Who Needs a Property Valuation Certificate for a Golden Visa?<\/a><\/li><li><a href=\"#h-what-are-the-eligibility-requirements-for-a-property-valuation-certificate\" data-level=\"2\">What Are the Eligibility Requirements for a Property Valuation Certificate?<\/a><\/li><li><a href=\"#h-how-to-obtain-a-property-valuation-certificate-for-a-golden-visa-in-dubai\" data-level=\"2\">How to Obtain a Property Valuation Certificate for a Golden Visa in Dubai<\/a><\/li><li><a href=\"#h-what-is-the-cost-of-a-property-valuation-certificate-in-dubai\" data-level=\"2\">What Is the Cost of a Property Valuation Certificate in Dubai?<\/a><\/li><li><a href=\"#h-how-long-does-it-take-to-get-a-property-valuation-certificate\" data-level=\"2\">How Long Does It Take to Get a Property Valuation Certificate?<\/a><\/li><li><a href=\"#h-can-you-obtain-a-golden-visa-if-your-property-value-has-increased\" data-level=\"2\">Can You Obtain a Golden Visa If Your Property Value Has Increased?<\/a><\/li><li><a href=\"#h-special-cases-for-property-valuation-and-golden-visa-eligibility\" data-level=\"2\">Special Cases for Property Valuation and Golden Visa Eligibility<\/a><\/li><li><a href=\"#h-common-mistakes-to-avoid-when-applying-for-a-property-valuation-certificate\" data-level=\"2\">Common Mistakes to Avoid When Applying for a Property Valuation Certificate<\/a><\/li><li><a href=\"#h-what-happens-if-you-sell-your-property-after-obtaining-a-golden-visa\" data-level=\"2\">What Happens If You Sell Your Property After Obtaining a Golden Visa?<\/a><\/li><li><a href=\"#h-how-can-arnifi-help-with-the-golden-visa-application-process\" data-level=\"2\">How Can Arnifi Help With the Golden Visa Application Process?<\/a><\/li><li><a href=\"#h-conclusion-getting-your-property-valued-for-golden-visa-eligibility\" data-level=\"2\">Conclusion: Getting Your Property Valued for Golden Visa Eligibility<\/a><\/li><li><a href=\"#h-faqs-property-valuation-certificate-for-a-golden-visa\" data-level=\"2\">FAQs: Property Valuation Certificate for a Golden Visa<\/a><\/li><li><a href=\"#h-references\" data-level=\"2\">References<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-introduction\"><strong>Introduction<\/strong><\/h2>\n\n\n\n<p>UAE Golden Visa allows foreign real estate investors who own a property valued at AED 2 million and above to obtain a long-term visa. Newcomers can use the purchase price stated in the Title Deed, but to obtain a visa, the real estate owner must obtain an official Property Valuation Certificate.<\/p>\n\n\n\n<p>Real estate appreciation, owning several units, mortgage, and joint ownership can affect long-term visa eligibility.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-a-property-valuation-certificate-for-a-golden-visa\"><strong>What Is a Property Valuation Certificate for a Golden Visa?<\/strong><\/h2>\n\n\n\n<p>UAE Golden Visa allows foreign real estate investors who own a property valued at AED 2 million and above to obtain a long-term visa. Newcomers can use the purchase price stated in the Title Deed, but to obtain a visa, the real estate owner must obtain an official Property Valuation Certificate.<\/p>\n\n\n\n<p>Real estate appreciation, owning several units, mortgage, and joint ownership can affect long-term visa eligibility.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-is-a-property-valuation-certificate-required-for-a-golden-visa\"><strong>Why Is a Property Valuation Certificate Required for a Golden Visa?<\/strong><\/h2>\n\n\n\n<p>Immigration authorities use official valuation documents to verify the required AED 2 million investment threshold.<\/p>\n\n\n\n<ul>\n<li><strong>Current Market Value vs. Purchase Price:<\/strong> Real estate purchased many years ago at less than AED 2 million would be very much in the green. The latest Property Valuation Certificate issued for a Golden Visa confirms that the real estate value is adequate for immigration purposes, no matter what the purchase price was.<\/li>\n\n\n\n<li><strong>Excluded Ancillary Expenses:<\/strong> AED 2 million includes none of the following additional expenses: DLD 4% transfer fees, registration fees, brokerage fees, and furniture packages.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-needs-a-property-valuation-certificate-for-a-golden-visa\"><strong>Who Needs a Property Valuation Certificate for a Golden Visa?<\/strong><\/h2>\n\n\n\n<p>The need to obtain a Property Valuation Certificate in case of a Golden Visa application can prove to be useful or necessary for several different kinds of property owners:<\/p>\n\n\n\n<ul>\n<li><strong>Owners Benefiting from Market Appreciation:<\/strong> Investors whose properties have increased in value to reach or exceed AED 2 million.<\/li>\n\n\n\n<li><strong>Investors with Multiple Properties:<\/strong> Property owners who have combined two or more properties together to make sure that their total value reaches the required AED 2 million mark.<\/li>\n\n\n\n<li><strong>Owners of Mortgaged Properties:<\/strong> Investors who need to provide proof of their existing equity along with the letter of clearance from the bank.<\/li>\n\n\n\n<li><strong>Joint Property Owners:<\/strong> Co-owners who need to prove their respective shares to meet the residency requirements.<\/li>\n\n\n\n<li><strong>Recipients of Gifted or Inherited Properties:<\/strong> People who have received gifts or inheritance of properties and need to establish their market value.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-eligibility-requirements-for-a-property-valuation-certificate\"><strong>What Are the Eligibility Requirements for a Property Valuation Certificate?<\/strong><\/h2>\n\n\n\n<p>To be eligible for property valuation, the applicant must adhere to certain conditions:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/arnifi.com\/blog\/wp-content\/uploads\/2026\/10\/image-95-1024x576.png\" alt=\"Requirements for a Property Evaluation Certificate\" class=\"wp-image-28298\" srcset=\"https:\/\/arnifi.com\/blog\/wp-content\/uploads\/2026\/10\/image-95-1024x576.png 1024w, https:\/\/arnifi.com\/blog\/wp-content\/uploads\/2026\/10\/image-95-300x169.png 300w, https:\/\/arnifi.com\/blog\/wp-content\/uploads\/2026\/10\/image-95-768x432.png 768w, https:\/\/arnifi.com\/blog\/wp-content\/uploads\/2026\/10\/image-95-1536x864.png 1536w, https:\/\/arnifi.com\/blog\/wp-content\/uploads\/2026\/10\/image-95.png 1672w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<ul>\n<li><strong>Registered Ownership:<\/strong> The properties need to have a valid Title Deed from DLD or Off-Plan registration in Oqood.<\/li>\n\n\n\n<li><strong>Documentary Proof:<\/strong> <a href=\"https:\/\/arnifi.com\/products\/arnifi-docs\">Documentation proving ownership<\/a> of the property is required.<\/li>\n\n\n\n<li><strong>Net Value Focus:<\/strong> Valuation is based on the current fair market value without furniture packages or transfer fees.<\/li>\n\n\n\n<li><strong>Mortgage &amp; Joint Equity Terms:<\/strong> For mortgages, banks&#8217; No Objection Certificates (NOCs) are required along with the percentages of joint equity.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-obtain-a-property-valuation-certificate-for-a-golden-visa-in-dubai\"><strong>How to Obtain a Property Valuation Certificate for a Golden Visa in Dubai<\/strong><\/h2>\n\n\n\n<p>Follow these five steps to request and secure your official certificate:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-1-check-your-property-s-current-market-value\"><strong>Step 1: Check Your Property&#8217;s Current Market Value<\/strong><\/h3>\n\n\n\n<p>Look at any recent sales information from your community or the market trends in order to determine if your property is above the AED 2 million mark.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-2-gather-the-required-documents\"><strong>Step 2: Gather the Required Documents<\/strong><\/h3>\n\n\n\n<p>Prepare the necessary documentation:<\/p>\n\n\n\n<ul>\n<li>Title Deed or Oqood registration record<\/li>\n\n\n\n<li>Valid Passport copy and Emirates ID<\/li>\n\n\n\n<li>Sales and Purchase Agreement (SPA)<\/li>\n\n\n\n<li>Mortgage statement or bank NOC (if applicable)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-3-choose-the-appropriate-valuation-method\"><strong>Step 3: Choose the Appropriate Valuation Method<\/strong><\/h3>\n\n\n\n<p>Choose the suitable valuation route as follows:<\/p>\n\n\n\n<ul>\n<li><strong>Smart Valuation:<\/strong> Digital valuations through the Dubai REST app for regular residential units.<\/li>\n\n\n\n<li><strong>Physical Site Inspection:<\/strong> Physical inspection of the property by DLD-certified professionals for any custom villa or commercial property.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-4-submit-the-valuation-request\"><strong>Step 4: Submit the Valuation Request<\/strong><\/h3>\n\n\n\n<p>Apply for the valuation process through the Dubai REST app, the official DLD website, or the REST Center.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-5-complete-the-valuation-and-receive-the-certificate\"><strong>Step 5: Complete the Valuation and Receive the Certificate<\/strong><\/h3>\n\n\n\n<p>Once the DLD finishes its valuation, make sure to verify the valuation certificate issued.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-cost-of-a-property-valuation-certificate-in-dubai\"><strong>What Is the Cost of a Property Valuation Certificate in Dubai?<\/strong><\/h2>\n\n\n\n<p>Indicative government valuation fees include:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Property Type<\/strong><\/td><td><strong>Indicative Valuation Fee<\/strong><\/td><\/tr><tr><td><strong>Residential Property<\/strong><\/td><td>AED 2,100 \u2013 AED 4,000<\/td><\/tr><tr><td><strong>Commercial Property<\/strong><\/td><td>AED 4,000<\/td><\/tr><tr><td><strong>Land Plot<\/strong><\/td><td>AED 2,000 \u2013 AED 5,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Note: Knowledge and Innovation fees (AED 10 each) and trustee center partner service charges may apply. Valuation fees are separate from general Golden Visa application expenses.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-long-does-it-take-to-get-a-property-valuation-certificate\"><strong>How Long Does It Take to Get a Property Valuation Certificate?<\/strong><\/h2>\n\n\n\n<ul>\n<li><strong>Processing Time:<\/strong> Digital evaluations take 1 to 4 business days, whereas physical evaluations can take up to 7-8 business days.<\/li>\n\n\n\n<li><strong>Validity Period:<\/strong> A Property Valuation Certificate for a Golden Visa is usually valid for 90 days. Plan your valuation application to coordinate with your residency application schedule to avoid having an expired document.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-can-you-obtain-a-golden-visa-if-your-property-value-has-increased\"><strong>Can You Obtain a Golden Visa If Your Property Value Has Increased?<\/strong><\/h2>\n\n\n\n<p><strong>Yes. Appreciation of your property value can make you eligible for permanent residency.<\/strong><\/p>\n\n\n\n<p><strong>Example:<\/strong> An investor purchased a Downtown property in 2021 for AED 1.5 million. As a result of the market growth, the DLD Property Valuation Certificate for a Golden Visa shows that the property has appreciated and is now worth AED 2.1 million. Thus, the investor satisfies the AED 2 million criteria based on current market value.<\/p>\n\n\n\n<p><em>Disclaimer: <\/em><a href=\"https:\/\/arnifi.com\/blog\/dubai-property-golden-visa\/\"><em>A higher property evaluation<\/em><\/a><em> will prove that you have enough finances but does not ensure automatic approval due to the additional requirements of security checks and background clearance.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-special-cases-for-property-valuation-and-golden-visa-eligibility\"><strong>Special Cases for Property Valuation and Golden Visa Eligibility<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-property-valuation-for-mortgaged-properties\"><strong>Property Valuation for Mortgaged Properties<\/strong><\/h3>\n\n\n\n<p>Properties that have a mortgage can be eligible if proven through bank statements and formal NOC certificates showing outstanding amounts and the owner&#8217;s equity.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-property-valuation-for-jointly-owned-properties\"><strong>Property Valuation for Jointly Owned Properties<\/strong><\/h3>\n\n\n\n<p>For joint ownership, eligibility is dependent upon personal shares. Spousal joint ownership can be considered as long as the total value does not exceed AED 2 million.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-property-valuation-for-off-plan-properties\"><strong>Property Valuation for Off-Plan Properties<\/strong><\/h3>\n\n\n\n<p>Off-plan properties with registrations under Oqood can become eligible on the basis of payment certificates, construction progress, and DLD criteria for eligibility.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-property-gifting-and-family-transfers\"><strong>Property Gifting and Family Transfers<\/strong><\/h3>\n\n\n\n<p>Where there is gifting of property within immediate family members, an official valuation certificate proves the actual value of the property for residence applications.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-combining-multiple-properties-for-a-golden-visa\"><strong>Combining Multiple Properties for a Golden Visa<\/strong><\/h3>\n\n\n\n<p>Multiple properties under the same name (for instance, two properties with values of AED 1 million each) can be aggregated to meet the total requirement of AED 2 million.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-common-mistakes-to-avoid-when-applying-for-a-property-valuation-certificate\"><strong>Common Mistakes to Avoid When Applying for a Property Valuation Certificate<\/strong><\/h2>\n\n\n\n<ul>\n<li>Relying on historical purchase price instead of obtaining an updated valuation certificate.<\/li>\n\n\n\n<li>Submitting informal agent estimates or internal bank appraisals instead of official DLD documents.<\/li>\n\n\n\n<li>Including DLD transfer fees or furniture packages in the qualifying property value.<\/li>\n\n\n\n<li>Submitting incomplete title or mortgage documentation.<\/li>\n\n\n\n<li>Allowing the 90-day valuation validity window to expire before filing the visa application.<\/li>\n\n\n\n<li>Assuming that obtaining a valuation certificate guarantees automatic visa approval.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-happens-if-you-sell-your-property-after-obtaining-a-golden-visa\"><strong>What Happens If You Sell Your Property After Obtaining a Golden Visa?<\/strong><\/h2>\n\n\n\n<p>People who have obtained the Golden Visa should keep their qualifying property investments. In case one sells their qualifying property, they should invest in other property having a value of at least AED 2 million.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-can-arnifi-help-with-the-golden-visa-application-process\"><strong>How Can Arnifi Help With the Golden Visa Application Process?<\/strong><\/h2>\n\n\n\n<p>Arnifi helps real estate investors through the entire residency process:<\/p>\n\n\n\n<ul>\n<li><strong>End-to-End Visa Assistance:<\/strong> Coordinating residency procedures, medical appointments, and Emirates ID applications.<\/li>\n\n\n\n<li><strong>Document Attestation &amp; Verification:<\/strong> Attestation of title deeds, marriage documents, and legal paperwork.<\/li>\n\n\n\n<li><strong>Legal and Compliance Support:<\/strong> Advising on mortgage clauses, joint tenancy laws, and regulations.<\/li>\n\n\n\n<li><strong>Business Setup &amp; Tax Services:<\/strong> Helping investors form companies and manage their taxes.<\/li>\n<\/ul>\n\n\n\n<p><em>Note: Property Valuation Certificates are provided by DLD and valuation firms only; Arnifi helps with the <\/em><a href=\"https:\/\/arnifi.com\/services\/post-setup-compliance\"><em>surrounding visa and compliance procedures<\/em><\/a><em>.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion-getting-your-property-valued-for-golden-visa-eligibility\"><strong>Conclusion: Getting Your Property Valued for Golden Visa Eligibility<\/strong><\/h2>\n\n\n\n<p>The Property Valuation Certificate for a Golden Visa gives investors the ability to use property appreciation as a means to get 10 years of residency in the UAE. The Property Valuation Certificate ensures that the investor can get his\/her certificate on time, as he\/she provides proof of the market value of the property along with the right documentation.<\/p>\n\n\n\n<p>For help regarding Golden Visa processing, document verification, and UAE compliance, contact us at Arnifi now!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs-property-valuation-certificate-for-a-golden-visa\"><strong>FAQs: Property Valuation Certificate for a Golden Visa<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-what-is-a-property-valuation-certificate-for-a-golden-visa\"><strong>1. What is a Property Valuation Certificate for a Golden Visa?<\/strong><\/h3>\n\n\n\n<p>A certified document issued by DLD that proves the market value of the property is AED 2 million.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-how-do-i-obtain-a-property-valuation-certificate-in-dubai\"><strong>2. How do I obtain a Property Valuation Certificate in Dubai?<\/strong><\/h3>\n\n\n\n<p>Your application with the title deed and passport needs to be filed using the Dubai REST app, DLD website, or the Trustee Center.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-is-a-property-valuation-certificate-mandatory-for-a-uae-golden-visa\"><strong>3. Is a Property Valuation Certificate mandatory for a UAE Golden Visa?<\/strong><\/h3>\n\n\n\n<p>You will need it if your property is purchased below AED 2 million but has increased in value since then.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-what-is-the-minimum-property-value-required-for-a-golden-visa-in-the-uae\"><strong>4. What is the minimum property value required for a Golden Visa in the UAE?<\/strong><\/h3>\n\n\n\n<p>The minimum property investment requirement is AED 2 million.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-how-much-does-a-property-valuation-certificate-cost-in-dubai\"><strong>5. How much does a Property Valuation Certificate cost in Dubai?<\/strong><\/h3>\n\n\n\n<p>Fees will be between AED 2,100 and AED 4,000, etc., depending upon the type of property, in addition to administration fees.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-6-how-long-does-it-take-to-obtain-a-dld-property-valuation-certificate\"><strong>6. How long does it take to obtain a DLD Property Valuation Certificate?<\/strong><\/h3>\n\n\n\n<p>It will take around 1 to 4 business days normally, or 7\u20138 days with physical verification required.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-7-how-long-is-a-property-valuation-certificate-valid-for-a-golden-visa-application\"><strong>7. How long is a Property Valuation Certificate valid for a Golden Visa application?<\/strong><\/h3>\n\n\n\n<p>It is generally valid for 90 days from the date of issue.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-8-can-i-get-a-golden-visa-if-my-property-has-appreciated-to-aed-2-million\"><strong>8. Can I get a Golden Visa if my property has appreciated to AED 2 million?<\/strong><\/h3>\n\n\n\n<p>Yes, if an official valuation certificate from the DLD indicates that the present value is AED 2 million.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-9-can-i-combine-multiple-properties-to-qualify-for-a-golden-visa\"><strong>9. Can I combine multiple properties to qualify for a Golden Visa?<\/strong><\/h3>\n\n\n\n<p>Yes, you can aggregate various properties in your name if the total value is AED 2 million.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-10-can-i-obtain-a-golden-visa-through-a-mortgaged-property\"><strong>10. Can I obtain a Golden Visa through a mortgaged property?<\/strong><\/h3>\n\n\n\n<p>Yes, you can get a Golden Visa on a mortgaged property with an official NOC from the bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-references\"><strong>References<\/strong><\/h2>\n\n\n\n<ul>\n<li><strong>Dubai Land Department (DLD):<\/strong><a href=\"https:\/\/dubailand.gov.ae\/\"> dubailand.gov.ae<\/a><\/li>\n\n\n\n<li><strong>General Directorate of Residency and Foreigners Affairs (GDRFA):<\/strong><a href=\"https:\/\/gdrfad.gov.ae\/\"> gdrfad.gov.ae<\/a><\/li>\n\n\n\n<li><strong>Federal Authority for Identity, Citizenship, Customs and Port Security (ICP):<\/strong><a href=\"https:\/\/icp.gov.ae\/\"> icp.gov.ae<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Key Fact: The official DLD Property Valuation Certificate proves the property&#8217;s current market value, allowing investors to apply for the UAE Golden Visa based on the AED 2 million value of their property. Introduction UAE Golden Visa allows foreign real estate investors who own a property valued at AED 2 million and above to obtain [&hellip;]<\/p>\n","protected":false},"author":37,"featured_media":28299,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_reviewer_id":0,"footnotes":""},"categories":[4506,4477],"tags":[],"acf":{"ai_summary_prompt":"Please summarize the content of this page: [URL]"},"contentshake_article_id":"","yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.2 (Yoast SEO v22.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Obtain a Property Valuation Certificate for a Golden Visa<\/title>\n<meta name=\"description\" content=\"Learn how to obtain a Property Valuation Certificate for a Golden Visa in Dubai. 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