{"id":23365,"date":"2026-05-21T11:55:02","date_gmt":"2026-05-21T06:25:02","guid":{"rendered":"https:\/\/arnifi.com\/blog\/?p=23365"},"modified":"2026-05-21T11:56:01","modified_gmt":"2026-05-21T06:26:01","slug":"psg-singapore-accounting-software-2026","status":"publish","type":"post","link":"https:\/\/arnifi.com\/blog\/psg-singapore-accounting-software-2026\/","title":{"rendered":"Productivity Solutions Grant (PSG) Singapore | How..."},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"684\" height=\"452\" src=\"https:\/\/arnifi.com\/blog\/wp-content\/uploads\/2026\/05\/Thumbnail-2026-05-21T115405.140.jpg\" alt=\"Blog Banner Image for Productivity Solutions Grant (PSG) Singapore | How SMEs Get 50% Off Accounting Software\" class=\"wp-image-23368\" srcset=\"https:\/\/arnifi.com\/blog\/wp-content\/uploads\/2026\/05\/Thumbnail-2026-05-21T115405.140.jpg 684w, https:\/\/arnifi.com\/blog\/wp-content\/uploads\/2026\/05\/Thumbnail-2026-05-21T115405.140-300x198.jpg 300w\" sizes=\"(max-width: 684px) 100vw, 684px\" \/><\/figure>\n\n\n\n<p>The Productivity Solutions Grant helps local SMEs adopt IT solutions and equipment that improve productivity. It provides support of up to 50% of eligible costs, with funding of up to S$30,000. So, moving a SME away from spreadsheets and manual bookkeeping becomes more affordable with PSG Singapore accounting software 2026 support.<\/p>\n\n\n\n<p>For accounting software, this can be useful when the company needs better invoicing, GST records, bank reconciliation, payroll links, approval workflows, and InvoiceNow readiness. The key is to choose the right approved solution before paying or signing.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Table of contents<\/h2><ul><li><a href=\"#h-what-is-the-productivity-solutions-grant\" data-level=\"2\">What Is The Productivity Solutions Grant?<\/a><\/li><li><a href=\"#h-why-accounting-software-is-a-good-psg-use-case\" data-level=\"2\">Why Accounting Software Is a Good PSG Use Case<\/a><\/li><li><a href=\"#h-enterprise-singapore-psg-sme-funding-eligibility\" data-level=\"2\">Enterprise Singapore PSG SME Funding Eligibility<\/a><\/li><li><a href=\"#h-psg-support-for-accounting-software-at-a-glance\" data-level=\"2\">PSG Support For Accounting Software at a Glance<\/a><\/li><li><a href=\"#h-productivity-solutions-grant-application-singapore-steps\" data-level=\"2\">Productivity Solutions Grant Application Singapore Steps<\/a><\/li><li><a href=\"#h-psg-approved-accounting-software-list\" data-level=\"2\">PSG Approved Accounting Software List<\/a><\/li><li><a href=\"#h-invoicenow-readiness-matters-in-2026\" data-level=\"2\">InvoiceNow Readiness Matters In 2026<\/a><\/li><li><a href=\"#h-common-mistakes-smes-should-avoid\" data-level=\"2\">Common Mistakes SMEs Should Avoid<\/a><\/li><li><a href=\"#h-what-smes-should-prepare-before-applying\" data-level=\"2\">What SMEs Should Prepare Before Applying<\/a><\/li><li><a href=\"#h-conclusion\" data-level=\"2\">Conclusion<\/a><\/li><li><a href=\"#h-faqs\" data-level=\"2\">FAQs<\/a><ul><li><a href=\"#h-1-how-much-psg-support-can-smes-get-for-accounting-software\" data-level=\"3\">1. How Much PSG Support Can SMEs Get For Accounting Software?<\/a><\/li><li><a href=\"#h-2-who-is-eligible-for-psg-in-singapore\" data-level=\"3\">2. Who Is Eligible For PSG In Singapore?<\/a><\/li><li><a href=\"#h-3-can-a-sme-pay-first-and-apply-for-psg-later\" data-level=\"3\">3. Can A SME Pay First And Apply For PSG Later?<\/a><\/li><li><a href=\"#h-4-should-accounting-software-be-invoicenow-ready\" data-level=\"3\">4. Should Accounting Software Be InvoiceNow-Ready?<\/a><\/li><\/ul><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-productivity-solutions-grant\"><strong>What Is The Productivity Solutions Grant?<\/strong><\/h2>\n\n\n\n<p>The Productivity Solutions Grant or PSG is a Singapore SME funding scheme that supports businesses adopting pre-approved IT solutions and equipment. Enterprise Singapore states that PSG helps companies improve productivity and automate existing processes through IT solutions and equipment.<\/p>\n\n\n\n<p>For accounting software, this usually means the business can choose a pre-approved solution that supports finance operations such as invoicing, expenses, reporting, GST records, and payment workflows. The grant is not meant for random software purchases. It supports solutions that are already listed as approved under the relevant PSG channels.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-accounting-software-is-a-good-psg-use-case\"><strong>Why Accounting Software Is a Good PSG Use Case<\/strong><\/h2>\n\n\n\n<p>Many SMEs delay accounting software because the team can \u201cmanage for now\u201d using Excel, bank exports, and manual invoices. That may work in the first few months but it becomes risky once sales grow. It also becomes harder when <a href=\"https:\/\/arnifi.com\/blog\/how-to-register-for-gst-in-singapore\/\">GST registration<\/a> starts or directors need clearer numbers.<\/p>\n\n\n\n<p>Good accounting software can help teams track invoices and supplier bills. It can also support bank reconciliation and GST reports. Payment reminders, approval records and cleaner year-end schedules become easier to manage in the same system.<\/p>\n\n\n\n<p>It also lowers the risk of missed invoices and double-counted expenses. Tax schedules are easier to prepare when the records are not left until the last minute.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-enterprise-singapore-psg-sme-funding-eligibility\"><strong>Enterprise Singapore PSG SME Funding Eligibility<\/strong><\/h2>\n\n\n\n<p>Enterprise Singapore PSG SME funding eligibility should be checked before choosing a vendor. It says the applicant must be registered or incorporated in Singapore. The applicant must also have at least 30% local shareholding.<\/p>\n\n\n\n<p>The business must have group annual sales turnover of not more than S$100 million or group employment size of not more than 200 workers. The purchase lease or subscription must also be used in Singapore.<\/p>\n\n\n\n<p>A SME should not assume it qualifies only because it is small. Shareholding, group turnover, group headcount, and local use all matter.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-psg-support-for-accounting-software-at-a-glance\"><strong>PSG Support For Accounting Software at a Glance<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Area<\/strong><\/td><td><strong>What SMEs Should Check<\/strong><\/td><td><strong>Why It Matters<\/strong><\/td><\/tr><tr><td>Funding Support<\/td><td>Up to 50% of eligible costs<\/td><td>Reduces adoption cost<\/td><\/tr><tr><td>Funding Cap<\/td><td>Up to S$30,000<\/td><td>Helps budget PSG usage across projects<\/td><\/tr><tr><td>Company Eligibility<\/td><td>Singapore registration, 30% local shareholding, size limits<\/td><td>Confirms basic qualification<\/td><\/tr><tr><td>Solution Status<\/td><td>Pre-approved solution under PSG<\/td><td>Non-approved tools may not qualify<\/td><\/tr><tr><td>Payment Timing<\/td><td>No payment or deposit before application<\/td><td>Retrospective applications are not supported<\/td><\/tr><tr><td>Local Use<\/td><td>Solution must be used in Singapore<\/td><td>Required for eligibility<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.enterprisesg.gov.sg\/financial-support\/productivity-solutions-grant\">Enterprise Singapore<\/a> also states that retrospective applications will not be supported if payment or deposit has been made before submitting the application. This is one of the easiest mistakes to avoid.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-productivity-solutions-grant-application-singapore-steps\"><strong>Productivity Solutions Grant Application Singapore Steps<\/strong><\/h2>\n\n\n\n<p>Productivity Solutions Grant application Singapore work should be planned in the right order. First, decide what finance problem needs fixing. For example, the company may need GST-ready invoicing, better receivable tracking, multi-user approvals, payroll connection, or management reporting.<\/p>\n\n\n\n<p>Next, check the approved solution list through <a href=\"https:\/\/www.gobusiness.gov.sg\/\">GoBusiness Gov Assist<\/a> or the relevant grant portal. Enterprise Singapore notes that PSG supports sector-specific and generic solutions. These solutions are pre-approved by EnterpriseSG and other participating agencies. The list of solutions is available through GoBusiness Gov Assist.&nbsp;<\/p>\n\n\n\n<p>After that,&nbsp;<\/p>\n\n\n\n<ul>\n<li>Get a quotation from the approved vendor.<\/li>\n\n\n\n<li>Prepare company information.<\/li>\n\n\n\n<li>Submit the application through the Business Grants Portal.<\/li>\n\n\n\n<li>Wait for approval.<\/li>\n\n\n\n<li>Then proceed with purchase and implementation.<\/li>\n\n\n\n<li>Paying first can block support.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-psg-approved-accounting-software-list\"><strong>PSG Approved Accounting Software List<\/strong><\/h2>\n\n\n\n<p>The PSG approved accounting software list should be checked directly before application because vendors and solution packages may change. A company should not rely only on an old blog, a sales pitch, or a forwarded vendor deck.<\/p>\n\n\n\n<p>The software should match the real accounting workflow. A trading company may need inventory and multi-currency features. A professional services firm may need project billing and approval workflows.&nbsp;<\/p>\n\n\n\n<p>A <a href=\"https:\/\/arnifi.com\/blog\/gst-singapore\/\">GST-registered business<\/a> may need cleaner tax invoice support. A growing SME may need user controls and accountant access. The cheapest subscription is not always the best PSG choice. A tool that saves S$20 per month but creates manual work every week is not productive.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-invoicenow-readiness-matters-in-2026\"><strong>InvoiceNow Readiness Matters In 2026<\/strong><\/h2>\n\n\n\n<p>Accounting software choice is now also linked to InvoiceNow. IRAS says InvoiceNow is Singapore\u2019s nationwide e-invoicing network based on the Peppol standard. GST-registered businesses will be required to transmit invoice data to IRAS using <a href=\"https:\/\/www.imda.gov.sg\/how-we-can-help\/nationwide-e-invoicing-framework\/invoicenow\">InvoiceNow-Ready Solutions<\/a> in phases. New voluntary GST registrants applying on or after 1 April 2026 must comply with the GST InvoiceNow Requirement.<\/p>\n\n\n\n<p>IRAS also says businesses using off-the-shelf accounting or finance solutions should check this first. They should confirm whether their preferred solution is listed as an IMDA-accredited InvoiceNow-Ready Solution Provider. SMEs using such providers may be eligible to apply for PSG. They can receive up to S$30,000 for IT solutions and equipment. This includes InvoiceNow-Ready Solutions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-common-mistakes-smes-should-avoid\"><strong>Common Mistakes SMEs Should Avoid<\/strong><\/h2>\n\n\n\n<p>SMEs often lose time or support because they rush the process.<\/p>\n\n\n\n<ul>\n<li>Paying the vendor before submitting the PSG application.<\/li>\n\n\n\n<li>Choosing software before checking PSG approval status.<\/li>\n\n\n\n<li>Ignoring InvoiceNow readiness even though GST registration is planned.<\/li>\n\n\n\n<li>Comparing only monthly price instead of setup, training, migration, and support.<\/li>\n\n\n\n<li>Buying features the team will not use.<\/li>\n\n\n\n<li>Forgetting to prepare clean opening balances, customer lists, supplier lists, and chart of accounts before migration.<\/li>\n<\/ul>\n\n\n\n<p>The grant can reduce cost, but it does not fix a poor implementation. The company still needs the right setup and staff training.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-smes-should-prepare-before-applying\"><strong>What SMEs Should Prepare Before Applying<\/strong><\/h2>\n\n\n\n<p>Before applying, the company should prepare following:<\/p>\n\n\n\n<ul>\n<li>ACRA details<\/li>\n\n\n\n<li>Ownership information<\/li>\n\n\n\n<li>Group turnover or headcount position<\/li>\n\n\n\n<li>Vendor quotation<\/li>\n\n\n\n<li>Solution name<\/li>\n\n\n\n<li>Project purpose<\/li>\n\n\n\n<li>Expected productivity benefit<\/li>\n<\/ul>\n\n\n\n<p>It should also review current accounting pain points.&nbsp;<\/p>\n\n\n\n<ul>\n<li>Are invoices delayed?<\/li>\n\n\n\n<li>Are bank reconciliations manual?\u00a0<\/li>\n\n\n\n<li>Are GST reports hard to prepare?\u00a0<\/li>\n\n\n\n<li>Are directors waiting too long for monthly numbers?\u00a0<\/li>\n<\/ul>\n\n\n\n<p>A clear problem statement makes the software decision more practical.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>PSG Singapore accounting software 2026 support can make finance digitalisation more affordable. However, SMEs should treat the grant as part of a proper accounting upgrade. The right software should improve records, GST readiness, reporting quality, and daily finance control.<\/p>\n\n\n\n<p>A smoother software move works best when grant eligibility, InvoiceNow needs, migration, and accounting structure are reviewed together. At <a href=\"https:\/\/arnifi.com\/\">Arnifi<\/a>, our expert team helps companies build that setup so SMEs can claim support where eligible. It also helps them keep records ready for filings, audits, funding discussions, and long-term growth.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><strong>FAQs<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-how-much-psg-support-can-smes-get-for-accounting-software\"><strong>1. How Much PSG Support Can SMEs Get For Accounting Software?<\/strong><\/h3>\n\n\n\n<p>PSG provides support of up to 50% of eligible costs for local SMEs, with funding of up to S$30,000.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-who-is-eligible-for-psg-in-singapore\"><strong>2. Who Is Eligible For PSG In Singapore?<\/strong><\/h3>\n\n\n\n<p>The business must be registered or incorporated in Singapore. It must have at least 30% local shareholding and meet the group turnover or employment size limits. The IT solution or equipment must also be used in Singapore.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-can-a-sme-pay-first-and-apply-for-psg-later\"><strong>3. Can A SME Pay First And Apply For PSG Later?<\/strong><\/h3>\n\n\n\n<p>No. Enterprise Singapore states that retrospective applications will not be supported if the applicant has made payment or deposit before application submission.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-should-accounting-software-be-invoicenow-ready\"><strong>4. Should Accounting Software Be InvoiceNow-Ready?<\/strong><\/h3>\n\n\n\n<p>Yes, especially for GST-registered businesses and companies planning voluntary GST registration. IRAS says new voluntary GST registrants applying on or after 1 April 2026 must comply with the GST InvoiceNow Requirement.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Productivity Solutions Grant helps local SMEs adopt IT solutions and equipment that improve productivity. It provides support of up to 50% of eligible costs, with funding of up to S$30,000. So, moving a SME away from spreadsheets and manual bookkeeping becomes more affordable with PSG Singapore accounting software 2026 support. For accounting software, this [&hellip;]<\/p>\n","protected":false},"author":29,"featured_media":23368,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[4488],"tags":[],"acf":[],"contentshake_article_id":"","yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.2 (Yoast SEO v22.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PSG Singapore Accounting Software 2026 | Comprehensive Guide<\/title>\n<meta name=\"description\" content=\"PSG Singapore accounting software 2026 guide for SMEs. 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